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Pat Karpowicz has a work experience spanning over 15 years. They started their career at GMAC Rescap as a Team Lead, managing a team of 10 associates and overseeing various tasks such as vendor relations, loan audit, and underwriting. In 2011, they joined Ocwen Financial Corporation as a Manager, where they contributed to compliance controls and forward lending. This role involved evaluating new regulations, implementing compliance through validation and testing, and establishing policies and procedures to meet regulatory requirements. They also managed a testing team and collaborated with other departments to address compliance issues. Since 2019, Pat has been working as a Senior Compliance Specialist at RKL LLP.

Pat Karpowicz holds a Bachelor's of Business Administration degree with a focus on Management/Marketing from Temple University. In addition, they have obtained the Certified Regulatory Compliance Manager (CRCM) certification from the American Bankers Association in June 2022. No specific start or end years for their education at Temple University were mentioned.