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Pat Thelen is an experienced executive in the banking and financial services industry, currently serving as the VP of Global Account Management at Ripple since May 2018. Prior experience includes serving as President of Bank Product & Services and Executive Vice President for Treasury Management, Capital Markets, and International Services at UMB Bank from August 2012 to February 2018. Pat Thelen held the position of Managing Director at J.P. Morgan from June 2003 to August 2012 and was a Senior Principal at Fiserv from March 1997 to June 2003. Early career experience includes a managerial role at EY from June 1993 to December 1996. Pat Thelen holds a Leadership Certificate from The Wharton School and has a BBA and a Bachelor of Science in Business Administration with distinction from The University of Kansas.