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Antoni Vives is the Head of Credit & Collection EMEA at Ricoh Europe Business Services, overseeing teams across multiple countries. With a background in finance and business administration, Antoni has experience in various leadership roles, including Chief Operating Officer at GESCOBRO Collection Services and Country Manager at Honda Motor Europe Ltd. Vives also served as a Collection & Risk Manager at FINCONSUM EFC SA, Credit & Treasury Manager at Pierre Fabre Ibérica, and Credit Manager & Assistant Controller at TORRASPAPEL.