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Aravinth (Arvy) Palanivelrajan is an experienced professional in the field of credit risk and data analytics, currently serving as a Credit Risk Advisor at Rich Data Co since July 2022. Prior roles include Risk Data & Decisioning Manager and Credit Risk Lead at Openpay, where responsibilities involved developing analytics solutions and validating credit risk models. Aravinth also served as Lead Analyst at Latitude Financial Services, focusing on credit risk modeling and IT transformation projects, and held various analytical positions at GE Capital, contributing to credit risk scoring and model governance. Earlier experience includes a Business Analyst role at Wipro Technologies and an engineering position at IMImobile. Aravinth holds a Master of Business Administration and a Master of Telecommunication Engineering from La Trobe University, as well as a Bachelor of Engineering in Electronics & Telecommunication from Anna University.