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Michelle McPhee is the Assistant Governor (Business Services) at the Reserve Bank of Australia.

She is responsible for the Bank's provision of a range of services to the community, including banking services to the Australian Government and overseas central banks, payment and settlement services to participants in the Australian financial system, and the issue of Australian banknotes.

Prior to her current position, Michelle was the Head of Banking at the Reserve Bank of Australia, a role she has held for the last four years. She spent six years as the Head of Risk and Compliance and, prior to that, held a number of senior management positions at the Bank primarily in financial market operations.

Michelle is a Member of the Australian Payments Council. She has also been a director of Note Printing Australia and Chair of its Audit and Risk Committee.