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Prashant Gupta is an experienced Area Credit Manager at HDFC Bank, overseeing operations in UP West and Uttarakhand since May 2018, where responsibilities include managing credit risk and underwriting mortgages. Prior to this role, Prashant served as a Credit Manager at both Religare Finvest Limited and RBL Bank from August 2016 to May 2018. Academically, Prashant holds a Chartered Accountant designation from The Institute of Chartered Accountants of India and multiple finance-related certifications from the Corporate Finance Institute® in areas such as financial analysis, corporate strategy, and financial modeling. Additionally, Prashant earned a Bachelor of Commerce degree in Accounting and Finance from Dr. Bhim Rao Ambedkar University, Agra.