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Nitika Kapoor has a diverse work experience. Nitika started their career as a Customer Service Executive at Indiabulls Securities Pvt Limited from May 2006 to November 2007. From November 2007 to March 2012, they worked as an Executive at Religare Finvest Limited (SME Loans). Nitika then progressed to the role of Deputy Manager from April 2012 to March 2014, followed by Manager from April 2014 to March 2017, and Senior Manager from April 2017 to March 2022. Currently, they hold the position of Associate Vice President at Religare Finvest Limited (SME Loans) since April 2022. Throughout their tenure, they have demonstrated proficiency in various tasks, including IGAAP provisioning, Expected Credit Loss model computation, incentive calculation, and efficient bureau management.

Nitika Kapoor attended Sh.L.N.Hindu College in Rohtak from 2000 to 2003, where they earned a Bachelor of Commerce degree with a focus on Business/Commerce. Additionally, they pursued further education at the Indian Institute of Banking and Finance, where they obtained diplomas in Treasury and Finance and Credit Officer. Details regarding the start and end years for their diploma programs are not available.