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Jinu Thomas is an accomplished professional with extensive experience in analytics, business intelligence, and risk management across prominent financial institutions. Currently serving as Head of Analytics & BI at Reliance Commercial Finance Ltd. since August 2017, Jinu has a proven track record in leading teams, building automated reporting systems, and implementing effective risk campaigns. Previous roles include Head of Risk at Seynse Technologies Pvt Ltd and National Head BI & Campaigns at Bajaj Finserv, where contributions involved delivering significant campaign value, enhancing operational efficiency, and reducing fraud losses. Jinu's career began at HSBC, focusing on credit card portfolio management. Educational background includes a B.Sc. in Electronics & Communications from Mahatma Gandhi University.