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Will Ratchford is a dedicated professional with diverse experience in the financial services and hospitality sectors. Currently serving as a Credit Officer, Loan Officer, and Financial Service Representative at Reliable Credit Association, Inc. since August 2022, Will has demonstrated expertise in credit evaluation and customer service. Previous roles include Lead Server at Deluca's Downtown, where management and training responsibilities were key, and various positions in customer service at establishments like Vito's NY Trattoria and Gardino Fresco. With a background in sales as an Inside Sales Representative at Property Minder Inc. and a strong foundation in communication from San Jose State University, Will combines customer service acumen with financial industry knowledge.