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Nicolas Kammenos has held various roles throughout their career. Nicolas began their work experience at Citi in 1992 as a Relationship Manager in SME Banking. Nicolas then joined Fiat Credit Hellas as a Credit & Risk Manager, where they were responsible for the entire credit cycle. In 2000, they became an Investment Manager at Global Finance, overseeing investment opportunities and fund raising in Southeast Europe. Nicolas later served as the General Manager at FINTRUST COLLECTIONS S.A., where they successfully restructured and sold the largest collections agency in Greece. Kammenos then held positions at Bancpost, National Bank of Greece, and Agricultural Bank of Greece, where they played key roles in brand repositioning and the development of new retail products. Nicolas also worked at Cententia SA, Euronet Worldwide, and Relational FS, in various management and leadership positions. Their experience includes roles such as Cross Border Merchant Acquiring Director, Senior External Consultant in Loan Originating & Collection Platforms, and CFO & COO.

Nicolas Kammenos completed their Bachelor of Science degree in General Business and Accounting & Finance from Deree College from 1984 to 1988. Nicolas later pursued a Master of Science degree in Finance from Lancaster University from 1990 to 1991. Prior to these degrees, they attended Athens College Greece, but there is no information available regarding the degree obtained or the field of study.