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Andy Kay has worked for two companies in their career. Andy started at McLarens Loss Adjusters in 1996 as a Loss Adjuster/Service Centre Manager and worked there until 2003. In 2003, they joined Reich Insurance Group as a Compliance Manager and later became the Chief Risk Officer in 2016.

Andy Kay attended Bolton School from 1985 to 1992, where they studied English Literature, Russian, History, and General Studies. After completing their secondary education, they pursued a Bachelor of Arts degree in English Literature at Newcastle University from 1992 to 1995, graduating with honors.