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Nicole Townsend has extensive experience in education and business, currently serving as a Credit Agent at Financial Education Services since July 2015. Nicole has also been an Associate at A1 International Realty and a Business Owner at NDT Tutor Time Education Services, where the focus is on improving student performance in reading, math, and test preparation. With over 20 years in education, Nicole holds roles as a Special Education Teacher in Miami-Dade County Public Schools, specializing in Specific Learning Disabilities, and has experience as a Program Specialist and Department Chairperson. Additionally, Nicole has worked as a Beauty Consultant for Mary Kay Inc., and served as a teacher for Leake and Watts Services, Inc. Nicole earned a Master of Science in Special Education from The College of New Rochelle and a Bachelor of Arts in International/Global Studies from Iona University.