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Tom Bloetscher is an experienced executive in the fields of consumer credit and risk management, currently serving as EVP, Consumer Credit Executive at Regions Financial Corporation since January 2007, overseeing credit risk management across consumer lending and mortgage units. Previous roles include SVP positions in Credit Administration and Consumer Credit at Regions Financial Corporation, where responsibilities included compliance and credit policy oversight. Prior to this, Tom held leadership positions at UAB as an instructor, AmSouth Bank as Sr. Credit Officer, and Amicus Holdings as Sr. Credit Officer (U.S.). Early career experience includes a Director role in Consulting & Analytics at Experian and Director of Consumer Risk Management at World Omni Financial Corp. Tom holds an MBA in Finance from Vanderbilt University and a BS in Economics & Finance from Miami University.