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Khai To has an extensive work experience spanning several industries. Khai began their career as a Research Assistant at the University of Arkansas in 2003 and later worked as a Graduate Research Assistant at the University of Texas Southwestern Medical Center. In 2007, they interned at Akamai Capital as a Hedge Fund Associate in the Pharmaceuticals Sector and also gained experience as a Financial Analyst Intern at Bank of China. Khai then joined Bank of America Merrill Lynch as an Analyst in Global Wealth and Investment Management before moving on to First Command Financial Planning as a Senior Analyst in Sales Analytics and Reporting. Khai joined Precision as a Senior Market Analyst in 2012 and Think Finance as a Senior Risk Analyst in 2013. Khai worked at Cortex as a Risk Manager and later became a Senior Risk Manager before joining Regional Finance (Regional Management Corp.) as Director of Portfolio Risk Management in 2019.

Khai To's education history is as follows:

From 2006 to 2007, Khai To studied International Business at the University of Hawaii at Manoa, where they obtained an MBA degree.

Before that, between 2004 and 2006, Khai To attended the UT Southwestern Medical Center, where they focused on Genetics and Development, but did not earn a specific degree.

Khai To pursued their undergraduate studies at the University of Arkansas from 1999 to 2004, majoring in Microbiology and graduating with a Bachelor of Science (BS) degree.

In 2003, Khai To briefly attended the East China Normal University, where they studied various subjects such as Chinese History, Language, Politics, and Economics. However, they did not receive a degree from this institution.

Similarly, in 2002, Khai To spent a brief period at Peking University, where they focused on Chinese Language, History, and Culture but did not earn a degree.

Based on the provided information, these are the educational experiences of Khai To without making any strong assumptions outside of the given details.