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Saumya Pandey possesses a strong background in research and analysis, currently serving as a Research Analyst at Refract Consulting since February 2022. Previously, Saumya held positions as a Research Analyst and Research Associate at 13D Global Strategy & Research from March 2019 to December 2021, where responsibilities included gathering and analyzing data to assist decision makers. Earlier experience includes a role as an Assistant Manager - Trainee at Sarivi Realfin IM Pvt. Ltd. in mid-2018, focusing on budgeting and investment strategies for clients. Saumya holds an MBA (Honors) in Human Resources Management and Marketing from Galgotias University (2017-2019) and a Bachelor of Commerce from Mahatma Gandhi Kashi Vidyapeeth (2013-2016).