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Jose Cruz has extensive experience in the banking industry. Jose started their career at River Bank as an Assistant Branch Manager in 2002. Jose then joined TD Bank Group as a Branch Manager, Business Development, VP in 2005. In 2010, they moved to Sage Bank as a Commercial Lending Officer, AVP. In 2015, they joined Enterprise Bank as a Commercial Lending Officer, AVP, and stayed there until 2019. Currently, they are working at Reading Cooperative Bank as the SVP/Commercial Team Leader.

Jose Cruz has a Bachelor of Science (B.S.) degree in Business Administration and Management, General from Southern New Hampshire University. Jose is currently pursuing a Master of Business Administration (MBA) degree with a focus on Finance and Financial Management Services from the Isenberg School of Management at UMass Amherst. In addition, they are expected to complete the ABA Stonier Graduate School of Banking program at The Wharton School in 2023.