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Deepak Gaddhyan is the Chief Credit Officer (Wholesale) at RBL Bank. He offers over 25 years of banking experience.

In his current role, he heads the Bank’s team which evaluates and processes all wholesale credit risks assumed by the bank and thereafter oversees these exposures through their lifecycle to ensure acceptable asset quality.

In his earlier role, Deepak was heading the Financial Institutions, Inclusive Finance Institutions and Public Sector & Govt. Undertakings businesses of the Bank.

Prior to joining RBL Bank, he was a Sr. President & Country Head – Government Relationship Management with YES Bank and was instrumental in setting up the Govt. Business in the Bank from ground-up. He was also instrumental in setting up the MNC vertical there and has managed northern India based Large Corporates too.

In his earlier assignments, he has worked with ICICI Bank UK Limited, a subsidiary of ICICI Bank, India in London. At ICICI Bank UK he played a lead role in setting up the Corporate Banking desk and harnessing the Indian corporate relationships of ICICI group in London. He joined ICICI Securities Ltd. (i-SEC) from IIM Bangalore campus in 1995 and was Eastern India Regional Head for Corporate Banking in ICICI Bank, Kolkata before he moved to London. Deepak spent more than a decade in ICICI group and held several positions of increasing responsibility in his career at ICICI group.

Deepak is a qualified Chartered Accountant and a Cost Accountant. He also holds a PGDM in Finance from the Indian Institute of Management, Bangalore (IIMB).