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Daniel Ruffner is an experienced financial professional specializing in retirement planning, currently serving as a Retirement Plan Specialist at Raymond James Financial since April 2022. Previously, Ruffner held positions such as Business Development Manager at Action Accounting, where responsibilities included sales and marketing for Dunedin and Clearwater offices and assisting business clients with Payroll Protection Applications. As a Sales Marketing Manager at The Pie Factory of Largo, Ruffner managed retail and wholesale client development and oversaw website marketing enhancements. Ruffner's banking experience includes roles as Vice President/Branch Manager IV at Fifth Third Bank, Vice President/Regional Sales Manager at Homeowners Mortgage, and Vice President/Branch Manager III at Branch Banking and Trust, achieving significant sales milestones throughout a career spanning over two decades. Academically, Ruffner holds multiple degrees in Banking and Financial Services from the University of South Florida and St. Petersburg College, complemented by a General Banking Diploma from the American Institute of Banking.