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Ricardo Youssef is an experienced engineering professional currently serving as Engineering Manager at Rapid Loans since October 2022. Previously held positions include Software Engineer at Unmand, Technical Leader at Faktored, and Developer at Xero. Ricardo has significant experience in mobile development as the Mobile Development Lead at Fetched, along with a role as Senior Software Developer at F1 Solutions Australia where contributions included the development of the Omnistar Grant Notification System. Additional roles include Senior Software Developer at Pacific Magazines and Senior Developer at Janison, focusing on cloud applications. Ricardo's career also includes impactful work at the Commonwealth Bank, notably in redesigning the credit card application process. Early experience includes web development at ninemsn. Academically, Ricardo holds degrees in Systems Engineering and Information Systems Engineering from Universidad Tecnológica Nacional, complemented by an online course in Entrepreneurship and Innovation from Scalabl Academy.