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Joyce Zhou, ACA is a Senior Valuation Analyst at Railpen since February 2022. Prior to that, Joyce worked as a Valuation Analyst at KPMG UK and held roles at Shell, Eastern Bell Capital, Deloitte China, and SPD Silicon Valley Bank Co., Ltd. Joyce holds a Master's degree in Economics and Strategy for Business from Imperial College Business School and a Bachelor's degree in International Accounting from Shanghai University of Finance and Economics. Joyce also completed an exchange study in Accounting and Business/Management at CBS International Business School.