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Mihai Tulai currently serves as the Head of Retail Risk Management at Raiffeisen Digital Bank. Prior to this role, Mihai gained extensive experience in the financial industry, holding various risk management positions at Raiffeisen Bank International AG and Citi. Mihai's career includes roles such as Senior Country Risk Manager, CE Cluster Collections Head, and Credit Advisor & Branch Manager Back-up. Mihai holds a Bachelor's degree from Academia de Studii Economice din București.