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Jon Nicholls is an experienced risk management professional currently serving as a Risk Manager at Quilter since September 2023. Prior to this role, Jon volunteered at St Christopher's from July 2022 to April 2023 and held several significant positions in operational risk management at Wells Fargo, Handelsbanken in the UK, and MUFG from 2017 to 2021. Jon's earlier experience includes roles at Royal Bank of Scotland and Coutts, where responsibilities spanned business risk implementation and senior lending. Jon holds a Certificate in Operational Risk Management from the Institute of Operational Risk and has completed CeMap examinations from LIBF, complemented by a GNVQ in Business from Hayes Sixth Form.