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Rubens Ogawa has worked in the financial sector since 1996. Rubens began their career at Credicard as the Director of Planning, before moving to Banco Santander as the Credit Director in 1999. In 2000, they became the Credit Risk Director at CSU, followed by a role as General Manager at Banco PanAmericano in 2001. From 2011 to 2014, they were the Credit and Fraud Superintendent at Cetelem, before taking on the role of Credit Risk Superintendent at Banco Triangulo S/A. In 2018, they became the Chief Risk Officer (CRO) at QueroQuitar, as well as Sócio Diretor at R L Ogawa.

Rubens Ogawa has studied Engenharia de Produção and Administração de Empresas at USP - Universidade de São Paulo.