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Fernando Ruiz currently serves as Vicepresidente de Negocios at Qik Banco Digital Dominicano since July 2022. Prior to this role, Fernando held various positions at Banco Popular Dominicano from 2008 to November 2022, including VP Planning and Gerente of multiple divisions like Mercadeo Analítico y Operativo and Modelos Riesgo Operacional. Previous experience includes consulting as a Macroeconomic Consultant at Secretaría de Estado de Economía, Planificación y Desarrollo (2006-2008) and working as a Research Assistant at Banco de España (2005). Early in the career, Fernando was encarging the División Finanzas Públicas at Secretaría de Estado de Finanzas (2002-2003). Fernando possesses several advanced degrees, including a Master in Economía Aplicada from Universitat Pompeu Fabra and an MBA from Barna Management School.