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Flavio Ramos is the Founder & COO of Qiado Management, focusing on Project Management, OKR, Project Design, Process Optimization, Change Management, and Business Development. Previously, Flavio held roles such as Head of Delivery at Qiado GmbH, Head of Loan Book Accounting and Reporting at Monedo Holding GmbH, and Manager at Stampa Partners. Flavio has a Master's in Finance from the University of Porto and a Bachelor's in Economics from Universidade Nova de Lisboa.