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Born on December 26, 1964, Atul Kumar Goel assumed the charge as MD & CEO of Punjab National Bank w.e.f. 01.02.2022. Prior to this, he was holding the position of Managing Director & CEO of UCO Bank. Before his elevation as MD & CEO of UCO Bank, he was Executive Director in Union Bank of India w.e.f. 15.09.2016 to 01.11.2018.

Mr. Goel is having around three decades of Professional Banking Experience in three Banks viz. Allahabad Bank (now Indian Bank), Union Bank of India & UCO Bank. As a qualified Chartered Accountant, he has vast experience, exposure & expertise in all major areas of banking including Large Corporate, Treasury Management, Risk Management; Financial Planning & Investor Relations apart from Support Service, Business Process Transformation, Compliance etc.

As a Managing Director & Chief Executive Officer of UCO Bank, he envisioned UCO Bank to be one of the leading Banks in India and was instrumental in bringing the Bank back to profitability in FY 2020-21 after 5 years of consecutive losses. He was a Director on the Board of the New India Assurance Co. Ltd from 01.10.2019 to 31.12.2021. He is also the member of Governing Council & Chairman of Executive Committee of Indian Institute of Banking & Finance (IIBF).

While working as Executive Director at Union Bank of India, his contribution to Large Corporate and Balance Sheet Management was immeasurable through his rich knowledge and experience. He served as Director on the Boards of Star Union Dai-ichi Life Insurance Co. Ltd. & Union Trustee Company Private Limited.

Shri Goel joined erstwhile Allahabad Bank (now Indian Bank), on 27.03.1992 as a Chartered Accountant in Specialist Officer in Scale II and was elevated up to the level of General Manager.

He has handled key areas covering vast spectrum of banking operations, most importantly as Chief Financial Officer (CFO). He also headed the Mumbai Zone of erstwhile Allahabad Bank. He served as Director of All Bank Finance Limited.

Shri Goel has attended prestigious training programme conducted by various prestigious institution. He has also undergone training programme held abroad conducted under aegis of CAFRAL. Earlier, he was the Chairman of Standing committee on Accounting Standards & Taxation & also Standing Committee on Retail Banking of Indian Banksā€™ Association (IBA). On 14th October 2021, Managing Committee of IBA elected Shri Goel as Chairman of IBA.