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Farid Ermansyah currently serves as the Credit Scoring System and Policy Management Manager at PT Bank KEB Hana Indonesia, a position held since January 2018, while also functioning as an Unsecured Loan Credit Reviewer for KEB Hana Bank. Prior experience includes a role as RM SME at PT Bank Muamalat Indonesia Tbk for six months in 2017 and progressively responsible positions at Bank Mega from 2011 to 2017, including Credit Controller and Senior Credit Analyst focusing on both consumer and SME sectors. Farid began a career in finance at PT Bank Mandiri (Persero) Tbk. as a Reviewer from 2004 to 2011, and worked in Human Resources at Deloitte from 2002 to 2004. Academic qualifications include a Bachelor's degree in Economic Management from Universitas Indonesia and an Associate's degree in Finance and Banking from Akademi Keuangan dan Perbankan "Padang".