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Kelly Luce has a diverse range of work experience starting in 2011 at Metro Bank, where they worked as a Senior Customer Service Representative until 2013. Kelly then joined PSECU and held multiple roles, including Loan Officer/Analyst, Compliance Specialist, and Risk Manager. In their current position at PSECU, they are the Director of Credit & Data Analytics.

Kelly Luce began their education in 2006 at Penn State University, where they pursued a Bachelor of Architecture (BArch) degree. Kelly attended the university until 2011. In 2009, they also studied at The Pantheon Institute, focusing on architecture.

In 2020, Kelly enrolled at the Isenberg School of Management, UMass Amherst, to pursue a Graduate Certificate in Business Analytics. Kelly completed this program in 2022. Currently, they are continuing their education at the Isenberg School of Management and is enrolled in the Master of Business Administration (MBA) program with a concentration in Business Analytics.