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Rachel Zhou is a Group Risk IT & Change Partner at Vanquis Banking Group, where responsibilities include RSCA assurance, risk register governance, control enhancement, and enterprise risk governance programs. Prior experience includes serving as an Operational Risk Manager at Barclays, focusing on execution risk assurance and operational risk management, and as an Assistant Manager in Risk Advisory at Deloitte UK, emphasizing analytics and IT governance. Earlier roles featured a business analyst position at Calastone, where mutual fund automation solutions were developed, and an equity system analyst role at HSBC, managing sub custodian systems and third-party clearing projects. Rachel Zhou holds a degree from the University of Nottingham.