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Tina Bahl Desai, MBA, currently serves as Vice President and Commercial Lending Officer at Columbia Bank New Jersey since May 2021. Previously, Tina held the position of Vice President and Relationship Manager at Bank of America from May 2011 to May 2021, where responsibilities included client portfolio management and leading a client services team. Prior experience includes serving as Assistant Vice President and Relationship Manager at The Provident Bank between May 2007 and April 2011, focusing on complex loan origination, evaluation, and structuring. Tina earned a Master's degree in Business Administration with a concentration in Finance and International Business from Montclair State University and a Bachelor's degree in Finance and Economics from Kean University.