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Shruthi Srinath is a seasoned credit analyst with experience spanning over seven years in financial institutions. Currently serving as Credit Analyst AVP at Provident Bank since January 2022, Shruthi has previously progressed through roles as Credit Analyst IV and Credit Analyst III. Prior to Provident Bank, Shruthi worked at the New Jersey Economic Development Authority as a Credit Underwriter and Credit Analyst, focusing on loan program underwriting and commercial loan application evaluations. Shruthi's earlier tenure at Kotak Mahindra Bank involved credit appraisal for corporate clients, emphasizing due diligence and credit risk assessment. Educational qualifications include a Certified Banking and Credit Analyst credential from the Corporate Finance Institute, a Master’s in Business Administration with a focus on Finance and Marketing from the Loyola Institute of Business Administration, and a Bachelor of Engineering in Electronics and Communication from Easwari Engineering College.