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Fernando Contreras Lopez has over a decade of experience in business development and project management across Latin America and the USA. Currently working at Protocol Infotech Inc. since August 2012, Fernando manages projects related to real estate, software, and finance within the Latin American region. In parallel, Fernando has been involved with Kivo USA since March 2012, focusing on development and brand establishment in both the USA and Latin America. Previously, at IbleSoft Inc. from January 2007 to July 2010, Fernando was responsible for business development initiatives targeted at the Latin American market, encompassing software projects, real estate, finance, and technology solutions. Fernando holds multiple Bachelor of Arts degrees in Business and Spanish Literature from Southeast Missouri State University, earned between 1971 and 1978.