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Fernando Vargas is an experienced executive in the financial and banking sectors, currently serving as Diretor Executivo at Produtive Carreira e Conexões com o Mercado since January 2015. Previous roles include leadership positions at Metlife, HSBC Retail Banking and Wealth Management, Citi, BankBoston, Itaú Unibanco, and Banco Santander, with a focus on commercial management and client relationships. Fernando holds a Master's in Business Administration with a specialization in People Management from the Federal University of Rio Grande do Sul and a degree in Accounting and Finance from Universidade São Judas Tadeu. Additionally, Fernando is certified in Integrated Coaching from the Integrated Coaching Institute.