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Daniel E. Krutoy began their work experience in 1999 as an intern at Lloyd. Daniel E. then worked their way up through various roles, including Remote Support Analyst, Team Lead, and Director of the Client Care Center. In 2010, they became the Director of the Client Care Center, and from 2014 to 2019, they served as the Principal Consultant and Virtual CIO at Lloyd. In 2019, they became the Director of Client Strategy before joining Pro4ia in 2021 as the Vice President of Business Development. In 2022, they took on the role of President at BNI Global's Chapter 17.

Daniel E. Krutoy completed their high school education from Edward R. Murrow High School between 1997 and 2001. There, they obtained a High School Diploma with a focus on Business Administration and Management, General. Afterward, they pursued higher education at Baruch College from 2001 to 2005. During their time there, Daniel earned a Bachelor of Business Administration (B.B.A.) degree with a specialization in Finance and Investments. No additional certifications beyond these educational qualifications have been provided.