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Oleksandr Kryshtal is an experienced banking professional with a strong background in digital banking and marketing. Since September 2021, Oleksandr has served as the Head of Affluent and Premium Business at PrivatBank, while also acting as an Advisor to the Deputy CEO and Chief Business Officer. Prior to this role, Oleksandr held various positions at Raiffeisen Bank Aval from September 2009 to December 2020, including Digital Banking Director, where Oleksandr established and managed a Digital Hub that significantly enhanced the bank's digital presence and customer offerings. Oleksandr also held roles such as Marketing Director, overseeing over 300 employees and leading initiatives that improved sales efficiency and call center productivity, and achieved multiple awards for campaign effectiveness. Oleksandr is an alumnus of Taras Shevchenko National University of Kyiv.