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Vishal Bhave is an experienced consulting professional currently serving as a Consulting Partner at RAIN Group and Practice Leader in the Insurance sector at Praxis Global Alliance, both from December 2020. Previously, Vishal held significant roles including Chief - Product & Strategy at Tata AIG General Insurance and Senior Vice President at Apollo Munich Health Insurance, where responsibilities included retail strategy, distribution management, and operations. Earlier positions include Head of Channel Development at Bharti Axa Life Insurance and Vice President at ICICI Prudential, focusing on sales and distribution strategy. Vishal’s early career involved product management roles at ABN AMRO Bank and ICICI Limited, and a marketing position at Arvind Mills. Vishal holds an MBA from the Indian Institute of Management, Calcutta, and a Bachelor's degree in Electrical Engineering from VJTI Mumbai.