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Marcin Kaczmarek has extensive experience in the banking sector, with roles focusing on credit risk management, modeling, and analysis. Marcin has held positions at various banks including PKO Bank Polski, Citi, Raiffeisen Bank Polska S.A., Fortis Bank Polska S.A., and Bank Ochrony Srodowiska S.A. Notably, they have served as a Corporate Credit Risk Department Director and Audit Manager at PKO Bank Polski and Citi, respectively. Marcin'sexpertise also includes managing project and structured finance credit risks at Raiffeisen Bank Polska S.A.

Marcin Kaczmarek holds a Master's degree in Finance & Banking from SGH Warsaw School of Economics, which they completed between 1996 and 2001. Marcin pursued a Postgraduate degree in Real Estate Appraisal at Warsaw University of Technology from 2008 to 2009. In 2012, they obtained a Postgraduate degree in Enterprise Valuation from SGH Warsaw School of Economics. Additionally, Marcin received an Erasmus Scholarship in International Economics at Université Paris Nanterre in 2000-2001. In 2019, they received a certification as a Professional Scrum Product Owner I from Scrum.org.