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Muhammad Kumail has a diverse work experience spanning different roles and companies. Muhammad is currently working as the Head of Risk Management at PostEx, a position they started in November 2022.

Prior to their current role, they worked at SECP, starting as a Junior Executive in November 2009 and progressing through various roles. Muhammad was an Assistant Director from October 2014 to April 2020, a Deputy Director from April 2020 to October 2022, and earlier in their career, a Management Executive from June 2012 to September 2014.

Muhammad Kumail also has experience working at Ovex Technologies Pakistan (Pvt.) Ltd. where they served as a CSR from 2007 to 2008.

Muhammad Kumail ACCA CFA received their 'A' Levels in Accounting Economics & Mathematics from the University of Cambridge, where they studied from 2003 to 2005. Muhammad then pursued their ACCA degree at ACCA from 2006 to 2008. In 2016, Muhammad obtained the Chartered Financial Analyst (CFA) Charterholder certification from the CFA Institute. Additionally, in 2022, they acquired certifications in Operational Modeling, Accounting Principles and Standards, and Financial Analysis Fundamentals from the Corporate Finance Institute.