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Hannu Kaijomaa is the Chief Risk Officer at POP Pankki -ryhmä / POP Bank Group since February 2019, and has significant experience in financial services, currently serving as a Senior Manager at PricewaterhouseCoopers since August 2012, focusing on regulation consulting, external and internal audit for financial institutions. Previous roles include Senior Manager positions at PricewaterhouseCoopers in Accounting Advisory Services and KPMG, and Accounting Supervisor at the Finnish Financial Supervisory Authority. Hannu's earlier career includes experiences at Rautaruukki Oyj as Middle Office Manager and Outokumpu Oyj as Currency Manager, specializing in corporate treasury functions. Education includes a CEFA in International Finance from Hanken School of Economics and a Master’s degree in Business Administration and Management from the University of Tampere.