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Gerard McCarthy has a diverse work experience in various roles and industries. Gerard began their career at EY as a Senior Accountant, where they progressed to become a Senior Auditor, managing teams of accountants. Gerard then joined Bankwest as a Finance Analyst and later worked at the Royal Bank of Scotland as a Decision Support Analyst. Gerard then moved to iiNet as a Senior Management Accountant before joining Pioneer Credit Limited. At Pioneer Credit Limited, they held several roles including Senior Manager Finance & Analytics, Senior Manager Analytics, People & Culture, and Head of Data & Analytics. Gerard also worked at Bankwest as a Credit Cards Portfolio Manager. Overall, Gerard has strong expertise in finance, analytics, and data management.

Gerard McCarthy completed a Bachelor's Degree in Accounting from Curtin University from 2004 to 2006. Gerard then pursued a Graduate Diploma of Chartered Accounting from Chartered Accountants Australia and New Zealand from 2008 to 2010. Gerard also obtained additional certifications in Learning Data Governance from LinkedIn in 2023, Data Analysis for Excel from DataCamp in 2020, Data Science for Business Leaders from DataCamp in 2019, and Introduction to Python from DataCamp in 2019.