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Muhammad Zhafran Zamani is a seasoned financial professional with extensive experience in wealth planning and advisory roles. Since February 2017, Muhammad has served as Wealth Planning Director and Islamic Financial Adviser Representative at Phillip Wealth Planners Sdn Bhd, focusing on comprehensive financial planning services. Concurrently, since April 2019, Muhammad has been a licensed financial planner at Phillip Capital Inc. and held various roles at PhillipCapital from April 2016 to April 2019 as an Investment Consultant. Prior experience includes working as a Takaful Advisor at Prudential BSN Takaful Berhad and an intern in the Human Resources Management Department at PETRONAS Gas Berhad. Muhammad holds a Professional Shariah Registered Financial Planner (ShRFP) certification from the Malaysian Financial Planning Council and a Bachelor's degree in Business Information Systems from Universiti Teknologi PETRONAS.