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Cleo Lopena has over 20 years of experience in various roles within the IT and finance fields. Cleo currently serves as the Head of the Information Technology Department at PSBank Official. Previously, they worked at PS Bank as an IT Project Manager and as the IT Service and Support Management Department Head. Prior to that, they held positions at Watsons as a Business Process Manager and at WG&A Supercommerce/Sea Merchants Inc as a Systems Administration Supervisor. Cleo also worked at WG&A Supercommerce as a Finance Supervisor and Accounting Staff, where they handled financial statements, budget analysis, tax administration, and supervised a team responsible for various accounting tasks.

Cleo Lopena holds a Master's degree in Business Administration from De La Salle University, which was obtained from 2009 to 2012. Prior to that, they completed a Bachelor's degree in Accountancy from Pamantasan ng Lungsod ng Maynila from 1995 to 1999. In addition to their academic degrees, Cleo also has certifications in Agile Scrum, ITIL Foundation in IT Service Management, and is a Certified Public Accountant. The years of obtaining these certifications are not provided.