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Steve has been a Financial Planner for over 30 years and is a Chartered Financial Planner, regarded as the profession's highest accolade. He also holds the Investment Management Certificate.

Steve joined Perspective (North West) Ltd in 2013 and specialises in pension and investment advice.

He started his career working for Nat West Wealth Management in the City of London, followed by a few years at Bradford and Bingley and fourteen years at Santander, where he became a Regional Pension Specialist. Prior to joining Perspective, he spent five years at an IFA firm in Warrington.