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Clive Harmon is a Senior Portfolio Analyst at PTSB since May 2023, specializing in credit risk. Previously, Clive served as a Retail Portfolio Analyst and Risk Pricing Analyst at AXA Ireland from September 2016 to May 2023. Clive holds a Master of Science in Computing with a focus on Data Analytics from Technological University Dublin (2016-2018), a Postgraduate Diploma in Statistics from Maynooth University (2015-2016), and a Bachelor of Arts in Mathematics and Computer Science from Maynooth University (2012-2015). Additionally, Clive has obtained the Associate of the Institute of Banking designation from The Insurance Institute.