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Philip O'Brien is an experienced professional in the finance and analytics sectors, currently serving as Planning and Pricing Business Partner at Pepper Money ANZ since February 2023, focusing on data insights and financial performance reporting for asset finance. Prior roles include Pricing Manager and Pricing and Portfolio Manager at Toyota Finance Australia, where Philip O'Brien established commission frameworks and managed retail pricing for auto financing. Career highlights also include significant positions at BT Financial Group as Senior Manager of Customer Analytics and Westpac in various senior management roles spanning product analytics, financial reporting, and interest rate risk management. Philip O'Brien holds a Master of Business in Banking and Finance from the University of Technology Sydney.