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Tim Kirtley has extensive experience in the banking industry. Tim began their career at U.S. Bank in 1992 as a Senior Credit Analyst and went on to hold various roles including Commercial Loan Officer, AVP Relationship Manager, VP Portfolio Manager, and eventually VP Regional Credit Officer. In 2007, they joined Fifth Third Bank as VP Sr. Portfolio Manager and later became VP Regional Credit Officer. After that, they joined Delaware County Bank as SVP Credit Administration, then moved up to the roles of SVP Chief Credit Officer, EVP Chief Credit Officer, and finally EVP Interim Chief Operating Officer & Chief Credit Officer. In 2011, they joined Peoples Bank as EVP and Chief Credit Officer, where they led the Credit Risk Management division. In 2016, they transitioned to Peoples Security Bank & Trust Company where they served as EVP Chief Credit Officer and is currently EVP Chief Risk Officer. Throughout their career, they have demonstrated strong leadership skills in credit administration, risk management, and improving credit portfolios.

Tim Kirtley attended Miami University from 1988 to 1992, where they received a Bachelor of Science in Business Administration (BSBA) with a focus on Finance. Tim then pursued further education at The Ohio State University Fisher College of Business from 1995 to 1997, obtaining their Master of Business Administration (MBA). The field of study for their MBA is not specified.