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Phil Smith is currently the Operational Risk Lead at Pension Insurance Corporation plc. Prior to this role, Phil held various senior positions in operational risk management at companies such as Hargreaves Lansdown, Quilter, Old Mutual Wealth, Close Brothers, RSA, Prudential Assurance, and CitiInsurance. With a strong background in risk management, Phil has demonstrated expertise in designing, implementing, and maintaining risk management frameworks across multiple organizations. Their experience spans across different regions and industries, contributing to their comprehensive understanding of operational risk management practices.