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Gaurav Bhatia is an accomplished marketing and digital strategy expert with extensive experience in leadership roles across various industries. Currently serving as Chief Marketing Officer and Head of Retail Deposits at PenFed Credit Union since 2019, Gaurav has driven significant growth in consumer deposits and digital experience, notably increasing originations by 67% in 2021. Gaurav also holds a position as Board Advisor at Spark Growth Ventures and previously led digital transformation at NewDay USA, digital strategy at AARP, and marketing initiatives at Capital One and NIIT Technologies. Gaurav's educational background includes advanced degrees in Business Administration and Information Systems, along with a leadership program from The Tuck School of Business at Dartmouth.