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Garima Wadhwa is a seasoned data analyst with extensive experience in the insurance and banking sectors. Currently serving as a Senior Data Analyst at Pen Underwriting UK since January 2022, previous roles include Technical Specialist at Instinctive BI, SAS Consultant at Sopra Steria, and Pricing Analyst at Bupa International. Garima has demonstrated expertise in SAS and Teradata solutions for top-tier financial institutions and has a strong background in pricing analysis and actuarial modeling from tenure at AXA Insurance. Education includes a Master of Science in Quantitative Methods and Modeling from Baruch College and a Bachelor of Science in Mathematics from Maharshi Dayanand Sarswati University.