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Kamal Jaisingh holds extensive experience in the financial services sector, currently serving as Vice President & Head of Collections for Personal Loans and Buy Now Pay Later (BNPL) at Paytm. Prior roles include Head of Collections & Strategies for Digital Lending and Unsecured Products at Aditya Birla Finance Limited, and various positions at Axis Bank, including Asst. Vice President for Collections and Pre-Delinquency Management, and Sr. Manager for DSA Sales Channel Strategies in Home Loans. Kamal began the career at HSBC, India, progressing from Assistant Manager to Regional Manager in Debt Management for secured and unsecured products. Kamal earned a Bachelor of Commerce (B.Com.) degree from H.R. College of Commerce and Economics between 1994 and 1999.